We Help Restaurants THRIVE in Georgia
Over 30 Years of Helping Georgia’s Restaurant Owners Succeed!
We’ve Been There
We didn’t always help people buy insurance. In fact, many of us here have extensive first-hand knowledge of managing the day to day operations of high-volume, fast paced restaurant environments. So we know your pain points. We’ve been there, done that, and know exactly how to protect you properly.
We Help Protect The Things You Work So Hard For
With 1st hand knowledge of how restaurants work, inside and out, and with over 30 A-Rated Carriers on our side, we’ll find you the best coverage that fits your restaurant’s specific needs. Whether you’re a brick and mortar restaurant, cafe, coffee shop or food truck, we’ll help you build a protection plan that works best for you.
Our Passion is Helping You Protect Your Quality of Life and Health of Your Business in the Event of a Claim!
Our Menu of Options
Property
If a fire, break-in or storm damages your restaurant, this helps cover repairs and replaces what is lost, so you can get back to business.
General Liability
If a customer gets hurt or sick at your restaurant, this helps cover medical costs and protects you from costly legal claims.
Liquor Liability
One bad night – an overserved customer causes a fight or gets a DUI – and you could be facing a costly lawsuit. This protects you from the financial fallout.
Workers’ Compensation
Slips and falls, burns, heavy lifting injuries, all happen fast. This covers medical bills and lost wages, keeping your business and employees protected.
Equipment Breakdown
If your walk-in cooler, ovens or HVAC dies unexpectedly, this helps cover repair or replacement costs so you’re not scrambling to keep service going.
Auto Liability
If one of your delivery drivers or caterers causes an accident, even in their own car, you could be on the hook! This keeps you protected.
Cyber Liability
Have a loyalty program? Take Credit Card Payments? A data breach or hack could mean stolen customer credit cards, personal information, lawsuits and lost trust. This helps cover recovery costs and protect your reputation.
Employment Practices (EPLI)
Descrimination, Wrongful Termination, harassment claims – true or not- can cost you big in legal fees. This helps cover your defense.
Confidence, Clarity, and Control
When Georgia restaurant owners partner with the Dickerson Agency, they experience more than just a policy—they experience peace of mind. Our clients move from feeling overwhelmed and uncertain to confidently covered, knowing their business is protected by experts who understand the restaurant industry inside and out. With tailored coverage backed by over 30 A-rated carriers, they no longer worry about “what-ifs”—because they know they’re prepared for whatever comes their way.
Measurable Results That Make a Real Impact
Our clients consistently see tangible financial benefits from working with us. On average, our Georgia restaurant owners who switch to our agency save between 15–30% on their annual premiums, while improving the quality and scope of their coverage. In addition, we help reduce long-term risk exposure by identifying coverage gaps early and providing strategic risk management guidance that’s specific to restaurants, such as liquor liability compliance, workers’ comp claims prevention, and equipment breakdown protection.
From Reactive to Proactive
Before working with us, many of our clients feel like they’re just trying to keep up—juggling insurance renewals, confusing policies, and rising costs. After partnering with our team, they gain a sense of control, clarity, and professionalism. They no longer wonder if they’re adequately protected—they know they are. Owners and managers begin making smarter, more proactive decisions about their coverage, budgeting, and business continuity planning.
Save Money, Reduce Risk, and Gain Peace of Mind
We’re not a one-size-fits-all insurance agency. Our deep restaurant expertise allows us to recommend coverage that fits your operation—not someone else’s. That means no more paying for coverage you don’t need, and no more exposure from gaps you didn’t know existed. With our dedicated support and clear communication, you save money, protect your margins, and gain the peace of mind to operate your restaurant with confidence, knowing that you have a local, experienced team in your corner.
Happy Restaurant Owners Agree!
Monique McCord.
Client Since 2025
“I would give 100 stars if I could. Kasey Douglas is hands down amazing. She saved me when we needed a list minute insurance underwriting. I have never experienced such fast, thorough, and comprehensive customer service. Not only did she walk me through all the options to find exactly what I needed, she took the time to sit on the phone with me to gain a through understanding of my company so she can direct me to the right insurance that fit our needs. She even recognized when I first called I sounded stressed, she genuinely cared and did everything to expedite my policy for the impossible time frame I gave her . ( 1 hour !!!! ). I highly recommend Dickerson Agency. Make sure to ask for Kasey Douglas .”
Theresa Booker
Client Since 2004
“The Dickerson Agency has taken care of my insurance needs for decades. There is no reason to shop for any products because they have them all. I am totally satisfied with the Dickerson Agency!”