Why we’re Georgia’s Best Restaurant Insurance Agency
At the Dickerson Agency, we specialize in protecting Georgia’s vibrant and diverse foodservice industry. With over 18,000 restaurants across the state employing more than 500,000 people, Georgia’s restaurant scene is booming—and highly competitive. From small-town diners to bustling metro hotspots, every establishment faces unique risks that require more than just a generic insurance policy. That’s where we come in.
Built by Restaurant People, for Restaurant People
We didn’t start in insurance—we started in restaurants. Many members of our team have decades of first-hand experience managing high-volume, fast-paced kitchens and front-of-house operations. We know exactly what it’s like to juggle staffing shortages, late-night inventory deliveries, and the occasional fryer fire. That deep, real-world understanding helps us see potential risks before they happen and recommend coverage that actually makes sense for your business—not just what looks good on paper.
Tailored Coverage with Over 30 A-Rated Carriers
With access to 30+ top-rated insurance carriers, we compare and customize policies to suit your specific needs and budget. Whether you own a fine dining establishment in Buckhead, a BBQ joint in Macon, or a food truck near the coast, we know what coverage works—and what doesn’t—in Georgia’s regulatory and climate environment. We help you stay protected from common regional risks like hurricane-related damage, high employee turnover, and liquor liability exposures.
Comprehensive Protection for Every Corner of Your Operation
We offer a full suite of coverages tailored to the needs of Georgia restaurant owners:
- Property Insurance – Protect your building, kitchen equipment, and inventory from fire, theft, and natural disasters.
- General Liability – Coverage for slip-and-falls, customer injuries, and third-party property damage.
- Liquor Liability – Crucial for bars and restaurants serving alcohol, especially with Georgia’s dram shop laws.
- Workers’ Compensation – Required by law for most Georgia restaurants; we’ll make sure your team is covered.
- Equipment Breakdown – Keep your business running if your oven, walk-in cooler, or fryer goes down unexpectedly.
- Auto Liability – Protection for catering vehicles, delivery drivers, or food trucks.
- Cyber Liability – Secure your point-of-sale systems and customer data from increasing cyber threats.
- Employment Practices Liability (EPLI) – Coverage for claims related to wrongful termination, discrimination, or harassment.
Why Choose The Dickerson Agency?
We’re not a call center. We’re not a national chain. We’re your local Georgia agency committed to the success of your restaurant. We take the time to get to know your business, your challenges, and your vision—so we can provide the protection and peace of mind you need to thrive in a demanding industry.
Call us today at 770-424-6762 to get started on your quotes!